Every day, millions of people get tricked by scammers. They send fake emails, make scary phone calls, or offer deals that sound too good to be true. But there’s good news: You can fight back. Reporting scams helps stop bad guys and protects others too.

Let’s learn how you can report a scam and keep yourself safe.

What Is a Scam?

A scam is when someone lies to you to take your money, personal information, or time. Scams come in many forms:

• Fake emails saying you won a prize

• Phone calls pretending to be from your bank

• Online ads that promise big money or free gifts

• People on social media pretending to be someone they’re not

If you’ve seen or fallen for something like this, you’re not alone. Scammers are tricky—but we can outsmart them.

Why Reporting a Scam Matters

You might think, "What’s the point of reporting it?" But every report makes a difference.

• It helps stop scammers from tricking others

• Authorities can track patterns and find the criminals

• You might get help recovering your money or identity

Even if the scam didn’t work on you, reporting it helps keep others safe.

Step-by-Step: How to Report a Scam

Let’s look at how to report a scam depending on the type:

1. Phone or Text Scams

• Don’t answer unknown numbers or click strange links.

• Report robocalls and texts to your country’s scam watchdog.

  • In the U.S., visit reportfraud.ftc.gov

  • In the UK, report texts to 7726 (free) or go to Action Fraud

3. Social Media or Marketplace Scams

• Use the report button on platforms like Facebook, Instagram, or eBay.

• Block the scammer to prevent contact.

• Save screenshots if you need proof later.

4. Bank or Money Scams

• Call your bank immediately if you sent money or shared info.

• Ask to freeze your account and change passwords.

• Report the scam to your country’s financial authority.

What Information to Collect

Before you report, gather these details:

• Scammer’s email, phone number, or profile

• Screenshots of messages or websites

• The time and date it happened

• How much money you lost (if any)

• Any names, links, or account numbers used

The more details you give, the more helpful your report will be.

What Happens After You Report

Many people worry: “Will anything even happen?” Yes, though it may take time.

• Your report is sent to investigators

• If others reported the same scam, it helps connect the dots

• You may get updates, especially if you gave your contact info

Even if they can’t catch the scammer right away, your report builds a bigger picture.

How to Stay Safe in the Future

Here are some easy tips to avoid scams:

• Never share passwords or banking info with strangers

• Don’t believe urgent messages or threats—scammers love pressure

• Use two-factor login on your accounts (like getting a code to your phone)

• Keep your software updated to block new threats

• Use strong passwords—and don’t reuse them

Tell a Friend

Scams can feel embarrassing. But it’s nothing to be ashamed of. The more we talk about scams, the more we protect others.

Tell your family and friends how to Report Scam too. You might save them from losing money or important information.

Final Thoughts

Scams are everywhere—but you don’t have to face them alone. By reporting scams, you’re standing up to criminals and helping others stay safe.

Be smart. Be calm. Report scams when you see them.

And remember: If something feels off, it probably is.